Area Business Manager

Company Description SBFC Finance Limited, headquartered in Mumbai, is a new-age financial services institution focused on providing credit to small businesses and consumers. Founded in 2017, the company expanded rapidly by acquiring the retail lending book, branch network, and employee team of Karvy Financial Services Limited. Backed by a significant equity infusion from PE investors Lyra Partners and Arpwood Partners, SBFC is leveraging technology to tap into the large market of small business financing in India. The organization is led by seasoned banking professionals, including CEO Aseem Dhru and Chief Business Officer Mahesh Dayani, who bring extensive experience in retail lending, robust underwriting, and technology adoption. SBFC offers an opportunity to work in a fast-growing, technology-enabled financial services environment with a strong focus on innovation and prudent risk management.

Role Description This is a full-time, on-site role based in Kaithal. The Job Title role involves managing day-to-day lending operations, supporting small business and consumer customers, and ensuring accurate processing of loan applications and documentation. Responsibilities include coordinating with branch teams, maintaining compliance with internal policies and regulatory guidelines, and assisting in assessing customer creditworthiness. The role also requires monitoring loan portfolios, preparing basic reports for management, and providing professional customer service to build long-term relationships. The position offers the opportunity to contribute to SBFC’s growth by supporting efficient branch operations and delivering high-quality financial services.

Qualifications

• Strong customer service and communication skills to interact effectively with small business and consumer clients.
• Basic knowledge of retail lending, credit processes, and documentation in financial services.
• Ability to work with data, prepare simple reports, and use standard office and banking software tools.
• Attention to detail and adherence to compliance, risk management, and internal control procedures.
• Proven ability to work collaboratively with branch teams and meet operational timelines.
• Bachelor’s degree in Commerce, Finance, Business Administration, or a related field is preferred.
• Prior experience in banking, NBFCs, or financial services operations will be an advantage.
• Comfort working in an on-site branch environment in Kaithal and willingness to learn and grow with the organization.