Corporate Finance Manager

Company Description

RAVC Solutions Pvt. Ltd., headquartered in Lucknow, has been at the forefront of driving India’s clean energy transition since 2019. Specializing in Solar EPC, Residential, Commercial & Industrial Rooftop Solar Solutions, and Solar IPP, we pride ourselves on delivering reliable and cost-effective solar solutions. With a dynamic and innovative team, we prioritize quality, transparency, and long-term service in addressing real-world energy challenges. As a trusted partner in solar energy, we are committed to providing future-ready technology and sustainable energy solutions for all.

·      Manage working capital facilities including CC, OD, term loan, ad hoc limits, LC, BG and other fund-based / non-fund-based limits.

·      Coordinate with banks for sanction, renewal, enhancement, amendment, documentation, disbursement and security-related requirements.

·      Prepare and submit CMA data, projections, financial statements, stock statements, debtors / creditors statements and other lender MIS.

·      Track limit utilization, drawing power, margin requirements, expiry dates, renewal timelines and pending sanction conditions.

·      Handle bank queries, inspections, stock audits, documentation gaps and lender follow-ups independently.

·      Handle issuance, amendment, renewal, margin tracking, cancellation and closure of Performance BG, Advance BG, EMD BG, Retention BG and other project-related guarantees.

·      Manage LC issuance, amendment, documentation, acceptance tracking, discrepancy resolution, maturity tracking and payment follow-up.

·      Review tender, EPC, customer and vendor banking clauses to identify BG, LC, retention, advance, security and payment implications.

·      Maintain updated trackers for BGs, LCs, margins, charges, expiry dates, beneficiaries, contracts, limits and renewal actions.

·      Support project finance for solar EPC, IPP, RESCO, captive, group captive and industrial/commercial solar projects.

·      Prepare lender information packs, term loan proposals, funding notes, repayment schedules, DSCR workings and sanction-condition trackers.

·      Coordinate with banks, NBFCs, financial institutions, consultants, valuers, legal counsel and technical teams for project loan processing.

·      Track pre-disbursement conditions, security documents, charge creation, insurance, approvals, project documents and covenant requirements.

·      Build and update Excel-based financial models for working capital, project finance, cash flow planning, repayment schedules and bid / project evaluation.

·      Prepare assumptions, sensitivities, DSCR, IRR, NPV, payback, debt sizing and cash flow projections for lender and internal review.

·      Support IPP bid evaluation, project viability analysis, capex / opex assumptions, tariff sensitivity, debt-equity structuring and funding scenarios.

·      Prepare treasury MIS, borrowing reports, sanction-condition reports, covenant trackers and lender submission calendars.

·      Maintain clean records of bank correspondence, sanction letters, facility documents, loan agreements, security documents and compliance submissions.

·      Coordinate with finance, accounts, CS and legal teams for charge creation / modification / satisfaction and lender-linked corporate documents.

·      Review bank charges, BG/LC commission, processing fees and interest cost; identify opportunities for optimization and negotiation.

·      Hands-on experience in working capital limits, including CC/OD, limit utilization, drawing power, stock statements and renewal / enhancement documentation.

·      Hands-on BG and LC experience, including issuance, amendment, renewal, closure, margin tracking and customer / bank coordination.

·      Project finance or term loan exposure, preferably in solar, infrastructure, EPC, power, manufacturing, construction or asset-heavy businesses.

·      Strong Excel and financial modelling capability, including projections, cash flows, repayment schedules, DSCR, IRR, NPV and sensitivity analysis.

·      Ability to independently coordinate with banks and close documentation, follow-ups and lender requirements without constant supervision.

·      Solar EPC, renewable energy, infrastructure, power, manufacturing, construction, project finance or bank credit teams.

·      Exposure to IPP / RESCO / captive solar projects, lender diligence, rating agency information packs or structured debt.

·      Experience working with multiple banks and financial institutions at branch, regional office and credit team levels.

·      Ability to read contracts and identify finance, banking, security, payment and compliance implications.